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Frequently Asked Questions

1.  Yes it is! Printing checks is legal according to U.S. Banking Statutes. Paper drafts are explicitly established as a legal method for payment as provided in: Uniform Commercial Code, Title 1, Section 1-201 [39] and Title 3, Sections 3-104, 3-403, 2-403 Code of Federal Regulations, Title12 Chapter II, Part 210 Regulation J, Federal Reserve Bank, Part 2, Sections 4a-201 to 4a-212. 

2.  Yes, in almost 99% of cases. If your bank does not there's about 100% chance that a bank local to you will. Some older banks have not yet upgraded their processing of checks and still require magnetic ink. This does not mean that they will not process checks generated in this fashion, it simply means that you may need to purchase magnetic ink for your printer. Some tellers may not have heard of this method of checking, simply point out the statutes that relate to this method. We know of no banks which will not accept these checks nationwide. 

3.  Yes, you can use the 100% complete registered version of the software for 30 days and then decide if you want to purchase it or not.  Download the demo and use it for free.

4.  Probably not, most banks have upgraded their check processing applications and no longer require the magnetic ink or they will process your checks manually.  If you do need MICR toner or ink we can suggest several links to reputable sources.  All you need for a printer is an inkjet or laser jet printer. 

5.  The Federal Reserve Board requires checks to be written on special "secure" paper to be accepted by depositors. We can supply you with paper or you can find a local office supply store in almost every community where you can purchase the paper.  Our paper is Quicken/Quick books compatible and is business size checks that come 3 to an 8.5 x 11 page and have a 1/2" strip at the bottom.  Versa Checks are a compatible brand.  Take a look at our checks printed. 

6.  To avoid confusion, we recommend they fax you a check. This cuts down on human error when reading the numbers off the checks. However,  you can accept this information via fax, phone, web, email, ham radio... It doesn't matter as long as you have verbal or written permission to draft the account. 

7.  These checks are exactly the same as taking a "normal" check. Any policies you have pertaining to checks should apply to these as well. You can work with an independent check guarantee company if you like. 

8.  Yes and Maybe. If you have a U.S. checking account, then you can legally take these checks in another country and deposit them into your U.S. Account. Otherwise, you will need to consult your country's Banking Laws. If you like, you can see the statutes that make it legal here. They
may be of some assistance to you. We do not keep track of foreign banking statutes. 

9.  Some products are written in an old-fashioned version like DOS or Windows 3.11 which are less user friendly. Some are charging up to $3-400 for their product which comes with additional monthly fees, etc. Some offer their product for less than $50 but their software requires you to use their specialized check paper so that you'll pay more for the necessary paper products throughout the years to come. Check the fine print on these competitors of
ours and then check back to EBSEFT Q~Check and compare. 

10.  These are regular checks and they draft checking accounts and not savings account.

11.  Tech Support is by Phone, Email, Fax. Check out the Tech Support page.