1.
Yes it is! Printing checks is legal according to U.S. Banking Statutes.
Paper drafts are explicitly established as a legal method for payment
as provided in: Uniform Commercial Code, Title 1, Section
1-201 [39] and Title 3, Sections 3-104, 3-403, 2-403 Code of
Federal Regulations, Title12 Chapter II, Part 210 Regulation
J, Federal Reserve Bank, Part 2, Sections 4a-201 to
4a-212.
2.
Yes, in almost 99% of cases. If your bank does not there's about 100%
chance that a bank local to you will. Some older banks have not yet
upgraded their processing of checks and still require magnetic ink.
This does not mean that they will not process checks generated in this
fashion, it simply means that you may need to purchase magnetic ink for
your printer. Some tellers may not have heard of this method of
checking, simply point out the statutes that relate to this method. We
know of no banks which will not accept these checks
nationwide.
3.
Yes, you can use the 100% complete registered version of the
software for 30 days and then decide if you want to purchase it or
not. Download
the demo and use it for free.
4.
Probably not, most banks have upgraded their check processing
applications and no longer require the magnetic ink or they will
process your checks manually. If you do need MICR toner or
ink we can suggest several links to reputable sources. All
you need for a printer is an inkjet or laser jet printer.
5.
The Federal Reserve Board requires checks to be written on special
"secure" paper to be accepted by depositors. We can supply you with
paper or you can find a local office supply store in almost every
community where you can purchase the paper. Our paper is
Quicken/Quick books compatible and is business size checks that come 3
to an 8.5 x 11 page and have a 1/2" strip at the bottom.
Versa Checks are a compatible brand. Take a look at our checks
printed.
6.
To avoid confusion, we recommend they fax you a check. This cuts
down on human error when reading the numbers off the checks. However,
you can accept this information via fax, phone, web, email,
ham radio... It doesn't matter as long as you have verbal or written
permission to draft the account.
7.
These checks are exactly the same as taking a "normal" check. Any
policies you have pertaining to checks should apply to these as well.
You can work with an independent check guarantee company if you
like.
8.
Yes and Maybe. If you have a U.S. checking account, then you can
legally take these checks in another country and deposit them into your
U.S. Account. Otherwise, you will need to consult your country's
Banking Laws. If you like, you can see the statutes that make it legal
here. They
may be of some assistance to you. We do not keep track of foreign
banking statutes.
9.
Some products are written in an old-fashioned version like DOS or
Windows 3.11 which are less user friendly. Some are charging up to
$3-400 for their product which comes with additional monthly fees, etc.
Some offer their product for less than $50 but their software requires
you to use their specialized check paper so that you'll pay more for
the necessary paper products throughout the years to come. Check the
fine print on these competitors of
ours and then check back to EBSEFT
Q~Check and compare.
10. These are regular checks and they
draft checking accounts and not savings account.
11.
Tech Support is by Phone, Email, Fax. Check
out the Tech Support page.